🔢 FSU's CSCOO Top 10 Nationwide | CityClips #424

In the Spotlight: CAE-CD | Top 10 Awards

Data: Florida Tops U.S. in Insurance Costs

Featured: Strategic Health Insurance Consultants

TLH Weekend Events

The Centers of Academic Excellence in Cybersecurity Defense (CAE-CD) Community Outreach Competition Committee was established to encourage and promote cybersecurity awareness and online safety practices by taking advantage of October Cybersecurity Awareness Month and all throughout the year. 🧑🏻‍💻

This initiative was formed to showcase the CAEs who are doing above and beyond their call of duty by recognizing the outstanding outreach work performed. 🫶🏻

Collectively, Florida-based property insurers charge significantly higher rates per $1,000 than companies headquartered outside the state charge. Owners of condominium units in Florida pay twice as much per $1,000 to insure their contents as homeowners pay to cover their entire structures and contents.

A $500,000 home in South Florida “carries much more risk of loss and would be priced much higher than $500,000 of total insured value up in Tallahassee, 20 miles inland,” said Stacey Giulianti, Chief Legal Officer at Boca Raton-based Florida Peninsula.

Florida now leads the nation in homeowners insurance costs, with the average annual premium hitting $3,023, a 34% increase since 2022. This spike far exceeds the national inflation rate of 8%. Total premiums written in the state have jumped to $23B, even though policy counts rose only 4%. Some insurers kept rate hikes modest (e.g., ASI Preferred at +2.5%), while others surged, like Homesite (+80%) and Olympus (+53%). Premiums now range from $1,685 to over $5,600, depending on the insurer. As costs soar, Florida homeowners are paying more per $1,000 of coverage than anywhere else in the U.S. | Insurance Journal

Bottom line: Florida’s homeowners face insurance premiums at crisis levels, driven by storms, lawsuits, and industry practices. Though recent reforms show promise, real relief for consumers will likely take time and proactive action. 📌

Florida has the highest home insurance costs in the U.S. when measured by cost per $1,000 of coverage.

The 2022 average for Florida:

National average cost per $1,000 of coverage: $4.44

Point of Service (POS) - Similar to an HMO but with more out-of-network coverage.

Summer Breeze: A Finer Day Party by The Alpha Upsilon Zeta Chapter of Zeta Phi Beta Sorority, Inc. | Saturday, June 28 | 2 PM | Tallahassee Elks Lodge #937, 276 N Magnolia Dr. | $35 Tickets Learn More

The RockitZ: Show of Summer | Saturday, June 28 | 6:30 PM | The Moon, 1105 E Lafayette St. | Tickets Learn More

The Downtown Concert Series: The Lee Boys with Kason Sellers Band | Saturday, June 28 | 7 PM | The Adderley Amphitheater at Cascades Park | Learn More

UFO Music Fest 2025 | Saturday, June 28 | 7 PM | Tastees, 2810 Sharer Rd. | $26.88 Tickets

Tallahassee Red White and Brew Bar Crawl by PubCrawls | Friday, July 4 | 5 PM | TBA | $7.13 Tickets

Featured Event: Pickle Pad x Stretch Zone by The Pickle Pad - Tallahassee | Monday, July 7 | 8 AM | 1925 N. Monroe St. Suite 109 | Free Learn More

2025-2026 Season Announcement by FSU Opening Nights | Thursday, July 10 | 6 PM | Moore Auditorium, 127 Honors Way | Free Learn More

Dog Dayz of Summer by Tallahassee Harley-Davidson | Saturday, July 12 | 11 AM | 1745 Capital Cir NW | Learn More

Muffins & Mimosas with Artist Q&A featuring Andra Douglas | Saturday, July 12 | 11 AM | 125 N. Gadsden St. | $0 to $5 Learn More

Swamp Stomp Music Festival | Saturday, July 12 | 4 PM | Tallahassee Museum, 3945 Museum Dr. | $11 to $15.50 Learn More Website

Infinity Con Tallahassee by Infinity Convention and Visit Tallahassee | Saturday to Sunday, July 12 to 13 | Donald L. Tucker Civic Center | Tickets Learn More

Jacob Ryan Band live | Sunday, July 13 | 4 PM | The Hub at Feather Oaks, 6500 Miccosukee Rd. | Learn More

Veg Out Food Festival by The Fuzzy Pineapple | Saturday, July 19 | 12 PM | 1205 S Adams St. | Free Vendor Registration Learn More

Nate Bargatze: Big Dumb Eyes World Tour | Sunday, July 20 | 7 PM | Donald L. Tucker Civic Center | From $54.80 Tickets Learn More